Tag: cybersecurity

  • New Android malware copies card data and PINs for instant ATM cashouts

    New Android malware copies card data and PINs for instant ATM cashouts

    A new Android-based spyware that leverages NFC technology to make illegal ATM cash withdrawals and empty victims’ bank accounts was examined by the Polish Computer Emergency Response Team (CERT Polska).

    Researchers discovered that the software, known as NGate, allows attackers to use banking information stolen from victims’ phones to withdraw money from ATMs (Automated Teller Machines, or cash machines) without actually taking the cards.

    NFC is a wireless technology that enables close-quarters communication between gadgets like terminals, cellphones, and payment cards. Therefore, rather of stealing your bank card, the attackers use a mobile phone infected with the NGate virus to record NFC (Near Field Communication) activities and send that transaction data to ATM equipment. Instead of being relayed just via radio, the stolen data in NGate’s situation is transmitted over the network to the attackers’ servers.

    There are several “flavors” of NFC. Some generate a static code, like the card that opens the door to my apartment complex. I can use a gadget like my “Flipper Zero” to open the door by just copying that type of signal. However, dynamic codes are used by sophisticated contactless payment cards, such as your Visa or Mastercard debit and credit cards. Your card’s chip creates a unique, one-time code (commonly referred to as a cryptogram or token) each time you use the NFC. This code is unique and cannot be reused.

    That’s why the NGate malware is more advanced. It does more than just pick up a signal from your card. The victim must be duped into entering their PIN and completing a tap-to-pay or card-verification activity after the phone has been compromised. When that occurs, the app records every piece of information required for an NFC transaction, including the card number, new one-time codes, and other information created at that same moment.

    All of the NFC data, including the PIN, is then immediately sent to the attacker’s handset via the virus. The attacker uses the codes right away to mimic your card at an ATM because they are newly produced and only valid for a brief period of time. The accomplice at the ATM displays the collected data using a card-emulating device, such as a phone, smartwatch, or bespoke hardware.

    However, as you may guess, social engineering and preparation are necessary to be prepared at an ATM when the data arrives.

    Attackers must first infect the victim’s device with malware. They usually send prospective victims phishing emails or SMS messages. They frequently try to create anxiety or urgency by claiming that there is a technical or security problem with their bank account. Occasionally, they make a follow-up call while posing as representatives of the bank. These calls or texts instruct victims to download a phony “banking” app from an unofficial source, like a direct link rather than Google Play.

    After installation, the software requests permissions and guides users through fictitious “card verification” procedures. While an accomplice waits at an ATM to cash out, the objective is to persuade victims to act swiftly and trustingly.

    Stay safe:

    NGate only functions when your phone is compromised and you are duped into entering your PIN and starting a tap-to-pay action on the phony banking app. Therefore, the greatest defense against this infection is to protect your phone and be on the lookout for social engineering:

    • Stick to trusted sources. Download apps only from Google Play, Apple’s App Store, or the official provider. Your bank will never ask you to use another source.
    • Protect your devices. Use an up-to-date real-time anti-malware solution like Malwarebytes for Android, which already detects this malware.
    • Do not engage with unsolicited callers. If someone claims to be from your bank, tell them you’ll call them back at the number you have on file.
    • Ignore suspicious texts. Do not respond to or act upon unsolicited messages, no matter how harmless or urgent they seem.
    malwarebytes

    Malwarebytes Mobile Security

    Malwarebytes is an anti-malware software for Windows, macOS, ChromeOS, Android, and iOS that finds and removes malware.

    Malwarebytes for Android detects these banking Trojans as Android/Trojan.Spy.NGate.C; Android/Trojan.Agent.SIB01022b454eH140; Android/Trojan.Agent.SIB01c84b1237H62; Android/Trojan.Spy.Generic.AUR9552b53bH2756 and Android/Trojan.Banker.AURf26adb59C19.

  • Over 42 million downloads: malicious Android apps found on Google Play

    Over 42 million downloads: malicious Android apps found on Google Play

    According to a survey by cloud security firm Zscaler, hundreds of malicious Android apps on Google Play were downloaded over 40 million times between June 2024 and May 2025.

    The company saw a 67% year-over-year increase in malware that targeted mobile devices during that time, with banking trojans and spyware being the most common threats.

    According to telemetry data, threat actors are leveraging phishing, smishing, SIM-swapping, and payment frauds to take advantage of mobile payments instead of traditional card fraud.

    Malicious Android apps found on Google Play

    The shift to social engineering assaults can be explained by the widespread use of mobile payments and enhanced security standards like chip-and-PIN technology.

    According to Zscaler, “to carry out these assaults, fraudsters use phishing trojans and malicious programs designed to steal financial information and login passwords.”

    Zscaler estimates that it has found 239 harmful apps in the official Android store, with a total of 42 million downloads, compared to 200 malware apps on Google Play last year.

    The emergence of adware as the most significant threat in the Android ecosystem, which now accounts for over 69% of all detections—nearly twice as many as the previous year—is another noteworthy trend observed at that time.

    After leading with 38% the previous year, the Joker info-stealer is currently in second position with 23%.

    The SpyNote, SpyLoan, and BadBazaar families—which are used for identity theft, extortion, and surveillance—were the primary drivers of the notable 220% year-over-year (YoY) increase in spyware.

    Geographically speaking, 55% of all attacks were directed towards the United States, Canada, and India. Attacks against Israel and Italy also showed substantial increases, ranging from 800% to 4000% YoY, according to Zscaler.

    Malicious Android apps and malware

    In its annual study, Zscaler identifies three malware families that significantly affected Android users. The first is Anatsa, a banking trojan that occasionally enters Google Play through productivity and utility apps and receives hundreds of thousands of downloads each time.

    Since its discovery in 2020, anatsa has undergone continuous evolution. The most recent version is capable of stealing data from bitcoin sites, more than 831 financial institutions, and new areas like South Korea and Germany.

    The second is Android Void (Vo1d), a backdoor malware that targets Android TV boxes and has infected at least 1.6 million devices with out-of-date Android Open Source Project (AOSP) versions, mostly in Brazil and India.

    Malicious Android apps found on Google Play

    The third is Xnotice, a brand-new Android remote access trojan (RAT) that specifically targets job seekers in the oil and gas sector in Iran and Arabic-speaking areas.

    Xnotice propagates via applications that are disseminated through phony employment websites and pose as tools for registering for exams or applying for jobs.

    Through overlays, multi-factor authentication (MFA) codes, SMS messages, and screenshots, the spyware targets banking credentials.

    Users are encouraged to install security updates, only trust reliable publishers, reject or restrict accessibility permissions, refrain from downloading unnecessary apps, and routinely run Play Protect scans in order to protect themselves from Android malware threats, including those from Google Play.

    Routers continued to be the most targeted IoT equipment this year, according to Zscaler’s study. Hackers added routers to botnets or used them as proxies to spread malware by taking advantage of command injection flaws.

    The majority of IoT attacks took place in the United States, with rising hotbeds in Hong Kong, Germany, India, and China following, suggesting that attackers are targeting devices throughout a larger geographic area.

    The cybersecurity company advises businesses to harden IoT and cellular gateways by keeping an eye out for anomalies and implementing firmware-level protections, as well as to deploy zero-trust solutions for key networks.

    Strict application control guidelines, security against phishing attacks, and monitoring SIM-level communications for anomalies should all be part of mobile endpoint protections.